Insurance Q&A

What insurances are included in the car rental price?

When you book a car through our website you get the Bronze Insurance Plan and Silver Insurance Plan with the car. In that package, you have Collision Damage Waiver (CDW), Super Collision Damage Waiver (SCDW) and Thief Protection (TP). The deductible (self-risk) amount on the TP is 0 ISK but the deductible (self-risk) amount on the SCDW is 150.000 ISK.

Can I decline the included insurance?

Yes, you can decline the included insurance. If you do want to decline the insurance, please book the car online. When you have booked the car online you will get a booking confirmation email from us, simply reply to that email and ask us to remove the insurance. We will then send you a new confirmation email with all insurance declined.

What is the difference between the Gold Insurance Package and the Platinum Insurance Package?

The Gold Insurance doesn't cover damages to the chassis of the vehicle, damages to tires/wheels, water damages, damages to the engine, radiator or transmission, towing fee and damages done by animals. The Platinum Insurance covers all those damages with 0 ISK deductible/self-risk.

The Platinum Insurance Package is the best insurance plan any car rental company in Iceland offers. It basically covers everything with 0 ISK deductible/self-risk. It even covers water damages and damages to the engine and transmission that no regular car rental insurance covers.

The Platinum package also significantly reduces your liability should you require a tow truck, with a small deductible of 35.000 ISK. Without towing cost cover, you could be liable to cover the entire charge which can be as high as 600.000 ISK.

What insurance options do you offer?

We offer three types of insurance coverage:

  • Silver: Included in all bookings automatically. Covers Super Collision Damage Waiver (SCDW) with a 150,000 ISK deductible.
  • Gold: Adds gravel protection and sand & ash protection. Lowers the SCDW deductible to 65,000 ISK.
  • Platinum: Provides full protection with 0 ISK deductible for all insurable incidents. However, exclusions apply. Towing assistance costs 35,000 ISK, and all damages have 0 ISK deductible, except in cases of negligence.

Platinum Insurance Exclusions

Platinum insurance does not cover:

  • Loss of keys
  • Wrong fuel usage
  • Driving off-road
  • Driving on closed roads

For a full list of exclusions, see Article 24 in our Terms & Conditions.